Conventional
The most common type of home loan, a conventional mortgage is ideal for primary, vacation and investment homes.
FHA
FHA loans are regulated and insured by the Federal Housing Administration. They allow for a lower down payment.
VA
Eligible veterans, current service members and spouses may qualify for a loan from the Department of Veterans’ Affairs.
Jumbo
Jumbo loans are any loan over the conforming loan limits in your area.
USDA
These home loans are designed for low- to moderate-income borrowers in rural areas. A USDA loan has zero down payment.
Other
There are special loans for vacant land and commercial property purchases, as well as for foreign nationals and ITIN holders.